If you are looking into addiction treatment, whether for yourself or for a loved one, you might have concerns about how to pay for treatment. However, for many individuals, rehab is covered by insurance.
Our Colorado rehab is in-network with most insurance plans, including:
- Beacon Health Options
- Bright Health
- Kaiser Permanente
- And many, many more!
Our goal is to remove the roadblocks to treatment that might otherwise keep you from getting the help you need. If you don’t see your insurance company listed above, fill out our insurance verification form. We’ll be able to quickly verify whether we work with your insurance provider and can tell you more about your options for treatment.
Are Addiction Treatment Programs Covered by Insurance?
Yes, addiction treatment programs are covered by insurance. This includes medication-assisted treatment. Health insurance plans cover treatment for substance use disorders as well as treatment for co-occurring diagnoses. Insurance companies also cannot deny coverage based on addiction issues. However, how much of your treatment is covered by insurance might depend on your specific plan.
Typically, you’ll need a referral from your doctor in order to have an addiction treatment program covered by your insurance. Your primary doctor will need to confirm that you are struggling with addiction and that a professional treatment program will be necessary for you to recover. Detox, inpatient care, and outpatient treatment all can be covered by insurance. However, specific insurance policies can have limits on the length of treatment or might require ongoing assessments to determine the length of coverage.
How to Finance Addiction Treatment
Receiving professional help for a substance use disorder is an investment in your future. Addiction is costly. You might have found yourself spending your savings on drugs or alcohol. In addition, substance abuse issues can cause problems at work. Some of those who struggle with addiction lose their jobs after using drugs or alcohol at work or showing up intoxicated. Others face legal issues as a result of driving under the influence or buying illicit drugs.
Going through a treatment program might seem expensive up-front, but it can help prevent more costly issues in the future. And when treatment is covered by insurance, there’s no reason to put off getting the help you need.
If you are uninsured or our treatment center is out-of-network, there are other options for paying for treatment:
- Private pay
- State grants, waivers, and stipends
If you elect to use our private pay option, we can set up a payment plan. Our goal is for you to get the help you need right away, so if you can only pay a portion of the cost up-front, we’ll work with you to find a solution.
Some public assistance options can help those in need of treatment access care when they are uninsured or otherwise unable to afford treatment. Financial support might take the form of grants, waivers, or stipends through federal, state, or local organizations. There are also specific programs in place to help veterans who are struggling with addiction.
Some employers also offer assistance for employees who are working to overcome substance abuse issues.
Don’t let concerns about the cost of treatment keep you from getting help. Reach out to our recovery center today to learn more about paying for treatment.
Reach Out to Colorado Medication Assisted Recovery Today
In our recovery center, we help individuals who are struggling with opioid addiction, alcohol addiction, and co-occurring mental health conditions. Through medication, therapy, and clinical care, we help our patients transform their lives.
Lasting recovery is possible. Learn more about rehab insurance coverage at Colorado Medication Assisted Recovery by reaching out to our team today at 833.448.0127 or by verifying your insurance online.