If you are struggling with addiction and thinking about enrolling in an addiction recovery program, you may have several questions like which type of program is right for you. Do you need a residential program or an intensive outpatient program (IOP)? Is IOP covered by Cigna? What will I be expected to pay? All of these questions and more will be answered during your initial evaluation to determine if an intensive outpatient treatment program is right for you.
At Colorado Medication Assisted Recovery, our addiction recovery programs include outpatient programs along with medication-assisted treatment to help reduce the painful withdrawal symptoms of addiction. If you have questions about whether Cigna covers intensive outpatient programs and other addiction treatment programs, call 833.448.0127 today to speak with one of our caring staff about insurance coverage by Cigna.
What Is an Intensive Outpatient Program?
An intensive outpatient program (IOP) typically follows a residential treatment program. During IOP, you will work on practicing your coping skills in group therapy while continuing to work with your therapist with one-on-one therapy sessions. You will spend five to 30 hours a week in therapy, with the intention of decreasing your time over several months until you can maintain your sobriety without the support of daily therapy.
To continue with an intensive outpatient program, you will need a sober environment to return to at night. Each day, you will return for continuing treatment during the day. Without a sober home environment, you will face higher risks of relapse and hinder your progress. If you do not have a sober home, there are sober halfway houses available until you have a sober home environment to help with your addiction recovery.
At Colorado Medication Assisted Recovery, your initial evaluation will determine which type of outpatient program is right for you based on several factors:
- The severity of your addiction
- State of your mental health
- Family support
- Current living situation
- How the treatment will be paid for
We can help you determine which program is right for you and what Cigna will cover based on your insurance plan. Including deductibles and the percentage that you are responsible for.
Is IOP Covered by Cigna?
Cigna provides substance use benefits through employer-sponsored health plans. Your coverage depends on the insurance plan that you are on through an employer or self-paid insurance. Most plans have varying deductible amounts that will be the responsibility of the patient or financial provider until the deductible is met. Once the deductible is satisfied, Cigna may cover all or a portion of your intensive outpatient program. Your coverage will depend on the type of plan you are on. Substance use benefits may include:
- Inpatient and outpatient treatment services
- Follow-up case management
- Personalized coaching and support programs that work around your schedule
- Referrals to community support groups, online resources, and behavioral coaches
Before enrolling in an intensive outpatient program, check your insurance requirements to ensure your Cigna rehab insurance covers the program and the treatment center is within your network. Some insurance plans are specific to some treatment centers, and not all programs are covered.
Colorado Medication Assisted Recovery Can Help You Determine if IOP Is Covered by Cigna
At Colorado Medication Assisted Recovery, we can help you with your insurance plans to determine the best form of care that your insurance covers. We offer addiction treatment programs for all forms of addiction, including:
- Opiates and opioids
We also have dual diagnosis treatment programs to help with any corresponding mental health issues that may be fueling your addiction. If you have questions about your Cigna insurance coverage for an intensive outpatient program, call 833.448.0127 to learn more about Cigna rehab insurance and which of our programs are covered.