Most health insurance plans in the U.S. cover substance abuse treatment, but each plan has different caps on coverage and may not cover all of the expenses of your drug rehab. Many people will not go to therapy because they think they cannot afford treatment. Aetna rehab insurance in Thornton works with the person’s needs instead of offering a one-size-fits-all coverage. The insurances we accept at Colorado Medication Assisted Recovery will cover your drug rehab based on your insurance plan and policy limits.
Colorado Medication Assisted Recovery provides outpatient drug rehab covered by Aetna and other insurance companies. We will help you understand what your insurance plan covers and help you find ways to cover any out-of-pocket costs through various options, including payment plans. If you have questions about Aetna rehab insurance in Thornton or other insurances we accept, call 833.448.0127 today to speak with our insurance experts.
Optional Ways of Paying for Rehab in Thornton, CO
While insurance can cover a large portion of the cost of rehab, there are other avenues for paying for rehab in Thornton. Medicare and Medicaid programs can help specific age groups. State and federal grants include the Substance Abuse Prevention and Treatment Block Grant (SABG) from the Substance Abuse and Mental Health Services Administration (SAMHSA).
Private funding options include 401k or IRA plans that you borrow against that may offer lower interest rates than personal loans. Homeowners can use the equity in their homes to cover any drug rehab costs that your insurance plan does not cover. Some treatment facilities offer financial plans that you can begin paying back after your treatment ends.
At Colorado Medication Assisted Recovery, our insurance experts will process all paperwork and go through your coverage options with you. We will work with you to cover out-of-pocket costs through other options, including payment plans that you can afford.
Services and Treatments in Drug Rehab Covered by Aetna
If Aetna is your healthcare provider, they base their substance abuse treatment plans on your individual needs to help you with your recovery. There is no predetermined limit, and they offer continuing care programs after your treatment ends. The treatment programs that your Aetna rehab insurance may cover in Thornton include:
- Inpatient rehab
- Residential rehab
- Partial hospitalization treatment
- Intensive outpatient treatment
- Continuing care programs
While Aetna does not require all treatment facilities to be in-network, they do still provide the same coverage for out-of-network rehab centers at higher costs. When you begin the admissions process at a treatment facility, they can tell you if they are in-network and what services are covered. Some of the drug rehab treatment programs covered by Aetna require pre-screening or authorization.
Your health is more important than the balance in your checking account. If you are not getting the help you need because you think you can’t afford treatment, other options are available. There are local, state, and federal grants, and payment options can be deferred until your treatment is complete with payments that work with your budget.
Colorado Medication Assisted Recovery Works with Aetna Rehab Insurance in Thornton
At Colorado Medication Assisted Recovery, we understand that paying for rehab in Thornton can be a complicated process. We will help you figure out the best way to cover any out-of-pocket costs and file all insurance paperwork on your behalf. Colorado Medication Assisted Recovery work with Aetna and other insurance companies, including:
- Beacon Health Options
- Bright Health
- Kaiser Permanente
- Blue Cross Blue Shield
To speak with our knowledgeable staff about Aetna rehab insurance in Thornton, call 833.448.0127 today to go over all of your insurance treatment options.